Understanding Your Rights and Responsibilities with Get Insure
These Terms of Use constitute the formal agreement between Get Insure (hereinafter referred to as “we,” “our,” “us,” “Company”) and the users (hereinafter referred to as “User,” “Users,” “You,” “Your”) of our website (hereinafter referred to as “Website” or “Site”). By continuing to use the Website and the services provided by the Company, You agree to comply with these Terms of Use, which govern the relationship between the parties regarding the use of this Website.
Please note, Get Insure is not a lender, nor do we represent any financial organization or entity, originate financial products and services, or make credit decisions. We function as a search and connecting service, utilizing our extensive network of independent third-party lenders and financial organizations that offer credit products. Consequently, we can connect Users of the Website with lenders from our network. To access our services, Users must complete the online registration form.
We strongly encourage all Users to read these Terms of Use thoroughly, as continued use of the Website, its services, and the submission of personal information imply that You have read, understood, and agreed to these terms and other documents regulating the use of the Website, including but not limited to our Privacy Policy.
The use of our Website is restricted to residents of the USA who are of legal age. By continuing to use the Website, You confirm that You are at least 18 years old and reside in the US. Our services are not available to residents of certain states, including but not limited to Arkansas, New York, West Virginia, and Vermont, due to specific regulations regarding short-term lending in these locations. This list of states is subject to change. Please check the status of Your state on the Rates and Fees page using the links to authority Websites, which contain the most recent and up-to-date information regarding short-term lending in the USA.
If You do not accept these Terms of Use, please cease using the Website by exiting its pages.
At Get Insure, we are not a lender and do not make credit decisions. Instead, we connect our Users (hereinafter “You,” “Your”) with independent third-party lenders who can offer short-term loans of up to $50,000, depending on state regulations. We do not influence the credit decisions made by these lenders. The decision to approve Your request, as well as the loan amount and terms, is determined solely by the lenders and varies based on individual factors. Therefore, we cannot guarantee that Your connection with a lender will result in loan approval or that You will receive the desired amount or terms. Not all lenders in our network can provide loans up to $50,000.
We encourage You to seek professional consultation if You have any doubts about a particular loan offer or short-term lending in general. This form of lending is relatively expensive and should be used for short terms and with discretion. Remember, we are not responsible for the terms of any loan offer or credit product provided by third parties. Therefore, we do not take responsibility for decisions made by third parties and cannot provide information on specific credit operations.
Your continuous use of the Website implies acceptance of these Terms of Use and other governing documents. You acknowledge that Get Insure is not responsible for any financial or non-financial damages or costs associated with Your interactions with any third-party lender we connect You with.
To use our services, You need to register by submitting Your personal, contact, employment, and financial information, including sensitive data such as Your Social Security number and bank account details. This information is used to connect You with one or more third-party lenders with whom we have contracts, who can approve Your request based on the information provided. These processes require sharing Your information with third-party lenders. We collect, store, share, and use the information You submit in accordance with our Privacy Policy, Responsible Lending Policies, and Marketing Practices.
By submitting Your information, You confirm that You have read, understood, and agree to these policies and practices, as well as these Terms of Use. Your submission is considered a request to connect You with third-party lenders in our network. These lenders are authorized to contact You via email, telephone, direct mail, and other media to provide financial product offers You have shown interest in. We may also share some of Your personal information (excluding Social Security number and banking details) with third-party marketers to offer additional financial products You might be interested in. Third-party lenders may use Your Social Security number and other personal information for credit verification to determine Your credibility and make decisions about providing You with financial products and services.
Get Insure cannot guarantee that You will be approved for or provided with products that meet Your requirements, nor can we provide information on specific credit products and services offered by third-party lenders. For detailed information regarding financial products and services or any particular transaction, please contact Your lender directly.
Get Insure (hereinafter referred to as “we,” “our,” “us,” “Company”) operates this Website (hereinafter referred to as “Website” or “Site”) in accordance with these Terms of Use and other governing terms. The content on the Website is protected by copyright laws. Unauthorized use, representation, or reproduction of any content is strictly prohibited and may result in legal action. Using the Website’s content for commercial purposes is unlawful.
Get Insure retains full ownership rights over all content on the Website, including but not limited to digital records, videos, images, texts, logos, trademarks, and other assets, which are protected under U.S. Intellectual Property laws. Users (hereinafter “You,” “Your”) are not granted ownership of any content on the Website. Any reproduction, duplication, resale, copying, or other forms of exploitation of the Website’s content, arrangement, organization, and design are illegal and strictly prohibited.
This site and the services offered by get insure are provided “as is” and on the basis of stated availability. they are accessed and used at your own risk, and your use signifies your understanding and acceptance of these terms of use. get insure makes no warranties or guarantees regarding the service or any product, which may be subject to change without notice. we do not guarantee that our products will meet your requirements at any time or that the services we offer will be uninterrupted, secure, or error-free. our software and technologies may have errors that will be addressed when possible. get insure does not guarantee the security or error-free operation of any third-party software, websites, and tools. therefore, we accept no liability for errors or issues arising from such software or tools.
Get insure has not reviewed or verified the links to third-party lenders and other third parties present on the site. it is your responsibility to visit these third-party links and accept the products or services offered by them. by visiting such links, you do so at your own risk, and get insure is not liable for any losses incurred through such actions.
Get insure is not responsible for any direct, indirect, consequential, incidental, or any other form of loss or damage that you may experience due to the use of the site and the services provided by third-party service providers, including lenders connected through our site. the total liability of get insure for any loss or damage resulting from your use of the website is limited to the amount you have paid to access or use this site. some jurisdictions do not allow the exclusion of certain warranties, such as incidental or consequential damages. in such cases, get insure will adjust our liability to the maximum extent permitted by law. when you submit your information on the website, you expressly agree that get insure may share and use your information for marketing purposes in accordance with our privacy policy. the information you provide may be shared with third-party lenders and marketers that get insure contracts with. if you wish to have your information removed from our database, you can contact us directly with your request. to have your information removed from any third-party database, you should contact the third party directly.
The website may contain links to third-party websites and information about their services. Get Insure does not take responsibility for the content or accuracy of information on third-party websites, nor do we represent or endorse any third-party websites we connect users (hereinafter “You,” “Your”) with. By accessing third-party websites through our site, You accept all risks involved and agree that Get Insure is not liable for any consequences associated with using third-party websites linked via our site.
Disputes arising from the use of the site or any service provided are subject to the state legislation governing the service or business activity of the company. all disputes should be submitted as official complaints for arbitration to the relevant association or institution authorized to resolve such cases in accordance with current state and federal regulations. disputes between the user and the company will be resolved only through arbitration as outlined herein. by agreeing to these terms of use, you waive your right to represent yourself individually or through legal counsel before any judge or court, and you waive your right to join class action suits against the company. the maximum compensatory damages awarded by the arbitrator, authorized by the american arbitration council, cannot exceed the amount claimed by the complainant (the user). additionally, punitive, incidental, and consequential damages cannot be awarded by the arbitrator as you waive your right to claim these damages. the arbitration results are binding for the user, but the company may choose to file an action in any court within the jurisdiction to handle such cases instead of this alternative dispute method. if you reject these arbitration clauses, you must send a written letter to the company within ten (10) days after accepting these terms of use. the letter should include your first and last name, telephone number, address, email address, and a statement saying, “I reject the arbitration clause of the company stated on its website on its terms conditions of use page.” if you reject this provision, you must bring a legal case to an authorized court within one (1) year after the damage is determined. after this term, the claim will be deemed void.
Residents of the following countries are restricted from accessing the services and products of the website due to embargo conditions: syria, iran, north korea, cuba, iraq, libya, sudan, and any other country where the us has embargoed goods and services. additionally, the services and products of the website are not available to users listed on the united states treasury department’s list of specially designated individuals or the us commerce department’s table of denial orders. by continuing to use the website and its services and registering on the website, you warrant that you do not belong to any of the categories mentioned in this clause.
By continuing to use the website and the services of get insure, you agree to indemnify and hold harmless the company, its parent company, subsidiaries, affiliates, and each of their respective members, directors, employees, agents, bankers, and partners. this means you will not hold them liable for any claims or liabilities arising from: i) your improper or unreasonable use of the website, ii) your breach of these terms of use, or iii) any dispute between you and a third party. this indemnification clause may be invoked in the event of a dispute or claim brought by you.
The provisions of these terms of use collectively compile the complete agreement between the user of the website and get insure and should be accepted as determining the entire understanding of the regulations governing the relations between the mentioned parties. this agreement supersedes any and all prior information or notices. in case of discrimination or violation of any provision, the complete agreement and other provisions remain in force.
Get insure reserves the right to make changes, amend, and update these terms of use without prior notice. all updates and changes take effect immediately upon publication on the website unless a future effective date is specified. once the information is updated, the effective date will reflect the most recent update. we encourage all users to regularly check the effective date of these and other legal documents on the website. we reserve the right to notify users of modifications via email or other media as stated in our privacy policy.
If any provision of this document is determined to be unlawful, outdated, or contradictory to prevailing regulations, such provisions will be severed, but the remaining terms and the terms of use as a whole will continue to be in force. failure by get insure to enforce any provision does not constitute a waiver of other provisions nor does it rescind get insure’s rights. get insure reserves the right at its sole discretion to terminate or deny your access to the site if you violate any terms and regulations stated on the site or applicable laws and regulations concerning the use of the site. you may terminate the agreement at any time by ceasing the use of the site; however, upon termination, applicable provisions will survive.
The headings present in these terms of use are for understanding purposes only and do not alter or rescind the meaning of the provisions contained in this document.
If you have a request, complaint, or inquiry regarding the services provided by the website, you can contact us via email at contact@summercashfunds.com or our contact address. if you consider your issue improperly treated, you may also contact the corresponding organizations in your state of residence authorized to review or resolve such cases. by using the website, you agree to abide by the above terms of use.
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